Month: July 2019

Although the Philippines is a breathtakingly beautiful country, it’s not without its hiccups. Being close to the Pacific Ring of Fire made the archipelago susceptible to some of the nastiest typhoons the world has ever seen. So if you happen to make your home in the Philippines, best be financially prepared for any incoming storms. Below are a few more reasons why you should take our word for it.

To Buy Food and Water

Typhoons in the Philippines can get really intense to the point that public markets get shut down. This leaves many people starving and parched during and after the storm, as well as leaves the country temporarily paralyzed. However, by having emergency funds saved, you can get enough food and water prior to the typhoon’s landfall and make sure you and your family have everything you need while waiting things out.

To Fix Your House

Sometimes, storms hitting the Philippines can leave your home damaged at its wake. By being financially prepared, you’ll be able to have your house fixed afterward. Did the storm rip out the roof from your ceiling? Just get new ones! Are any of your windows broken? Just have the glass replaced! With enough money, your house can weather any storm that comes their way.

To Replace Broken Stuff

Financial stability will also enable you to have enough cash to replace any stuff in your home that’s beyond repair. Say your home gets flooded and your couch and television set got drenched. Using your emergency funds, you’ll be able to get new sofas and appliances.

To Meet Medical Needs

Another thing you need to deal with after typhoons are yours and your loved ones’ health. More likely than not, the storm will leave you and your family ill. So it’s best if you set an appointment with your doctor as soon as the storm has passed. And saving money can ease your medical expenses tremendously.

To Make Cleaning Up Easier

Last but not least, storms can leave your house very messy indeed. Now you can do the clean-up all by yourself. However, that would take a lot of your time and will leave you bone-tired, especially if your home got flooded. By having extra money, you’ll be able to hire professionals to do the cleaning for you. They might even do a better job than you since that’s what they’re trained to do!

One More Reason

As you can see, having emergency money for storms and typhoons can be very helpful. But in case you’re still unconvinced, here’s one last reason: to help others. You’re not the only victim here, you know, so if you still have money to spare after you cleaned up your home, best use it to aid your neighbors.

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Why It’s Important to Have Savings During Typhoons
Are you thinking of going on a road trip with your used or brand new car? Then best make sure you have a good playlist! Whether it’s a short or long car ride, listening to songs is a terrific way to make your cruise smoother. From old classics to more recent releases, songs have a way of getting you on a good mood while behind the wheel. Try the following songs below to see for yourself.

Mr. Brightside by The Killers

Written by Dave Keuning and Brandon Flowers, Mr. Brightside is one of the first songs The Killers ever made. And it would go on to become their signature tune. With its enduring and exhilarating melodic power, it’s definitely a song you’ll love listening or even singing along to while on the road.

Uptown Funk by Mark Ronson ft. Bruno Mars

Though he’s known to have collaborated with artists like Adele, Amy Winehouse, and Christina Aguilera, it was his hit Uptown Funk that put Mark Ronson on the spotlight. This song serves as a blast from the past, combining slightly naughty modern lyrics with the funkadelics that defined the early 80’s. And its hooky, horns-and synths-filled shout out to funk is more than enough to keep you in a good mood while driving.

Shut Up and Drive by Rihanna

But if you’re looking for something with a more feminine note, then Rihanna’s Shut Up and Drive would be your best bet. Despite its music video mostly having a forward and seductive tone to it, its lyrics seem to empower Rihanna, proving that she (and all other women by extension) should be treated equally with men.

See You Again by Wiz Khalifa ft. Charlie Puth

Wiz Khalifa is known for making new great music every now and then. So it shouldn’t come as a surprise that when the seventh installment of the Fast and Furious franchise was being made, he developed one of its most popular songs. See You Again is a calm and emotional song, capable of making you tear up every time you listen to it. And the fact that it’s somewhat a tribute to the late Paul Walker makes it an even more fantastic song.

Wrapping Up

Belt out these hits in your new or pre-owned car and you’ll have a great time on the road. Or better yet, why not sing along to these songs with your friends in tow. That way, you’ll all have a terrific road trip.
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Fun Songs You Can Enjoy Listening to While Driving
It’s crucial that you save cash while studying. Not only is doing so a good habit to make, but your saved money can also prove helpful in case of emergencies. But if you’re still unconvinced about it, let the following reasons change your mind.

To Buy Books and School Supplies

Books, particularly college textbooks, don’t come cheap. Sure, you can forgo buying them and hit the library instead, but there are moments when professors require you actually to have a copy of your own. And aside from books, you’ll also need to buy certain other school supplies (e.g., laboratory gown and goggles, bond papers, t-squares, and what-not), which can really take its toll financially. By saving money, you’ll be able to meet these challenges head-on.

For Emergency Purposes

As mentioned above, having extra cash can come quite handy in times of emergencies. For example, what if you suddenly get sick and need to be taken to the hospital? Sure, your parents are there to help money-wise, but what if their aid gets delayed and the management requires you make a down payment? By having emergency money, you’ll be able to ready yourself in case of unexpected financial constraints.

In Case There’s an Awesome Party

Saving money and getting good grades should be your topmost priorities while in school. Still, every once in a while, somebody throws a party where your campus’ who’s who will be attending. And no matter how smart you are, socializing is also vital if you want to succeed academically. So best be where all the fun is every now and then. And with saved cash, you’ll be able to go there in style.

So You Can Go on Dates

Say there’s a cute girl or guy in your class and you somehow managed to ask them out on dates. Obviously, you won’t impress them too much if you still have to ask your parents for an allowance just to take them out to some fancy restaurant! Instead of humiliating yourself that way, better get your date cash from the money you saved up while studying.

For First Car Purchase

It is during this phase when our want to finally have our own car starts to intensify. Not only because we see it as a good possession, but because we sense its importance in keeping us mobile given all activities there are in school and our soon-to-have jobs. Luckily, there are tons of affordable pre-owned car units students can choose from when selecting their first own ride.

Final Thoughts

Being a student can be difficult financial-wise. For one thing, you have to depend on your parents for your tuition fees and pocket money. And even if yozu do manage to land yourself a sweet part-time gig, you still need to balance your time between your work and your academics, both of which can be pretty challenging at times. By saving money, your academic life would be much more comfortable.
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Why Students Need to Save Money While in School
Due to brand new vehicles’ prices soaring at ridiculous levels, most Filipinos opt to buy pre-owned cars instead. Not only are they cheaper, but they can also be better in many ways. However, one of the hurdles you need to face should you ever go secondhand is transferring the ownership of the auto to your name. So to help you out, below are the steps you need to follow.

Photocopy the Vehicle’s OR and CR

This step is relatively easy since you’ll probably get the principal copy of the car’s Original Receipt (OR) and Certificate of Registration (CR) during the purchase. Photocopying these papers is also easy and cheap, taking only 5 minutes (or less) and just Php 3.00 (as of early 2019).

Confirm Car Registration

Next, you need to make sure that the vehicle is indeed legally registered. You can do this by visiting the nearest LTO branch and going to the Records section. The process would take 10 to 15 minutes, depending on how busy the office is at that time.

Get the Documents Approved

Afterward, go to the Approving Section of LTO so that the documents you bring would be authenticated and okayed. Like confirming the car’s registration, this step would take around 15 minutes give or take.

Get the Circular

Then head back to records for the circular (You’ll need this later on). This step will take 15 to 20 minutes. Once you’re done, bring the documents back to the Approving section before returning again to the Records section where the papers would be returned to you. This process would take 30 to 50 minutes.

Mail the Documents

After getting the papers back, you can proceed with sending them to the LTO branch where the vehicle is registered. With courier services like LBC, you won’t have a problem doing this. Aside from the car’s OC/CR, you also need to send a copy of the Original Confirmation and a photocopy of the Deed of Sale.

Wait for the Papers

Then all you need to do is wait for the LTO branch to send your documents back. The time frame for this process varies, depending on how busy the LTO branch is.

Before You Go

As you can see, transferring ownership of secondhand cars in the Philippines is relatively easy, although you have to be patient about it. Just follow the steps, and you’re good to go. You can even save up of LTO fees if you do things right!
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LTO’s Guide on Transferring Vehicle Ownership

GoDrive.com.ph officially teams up with Compass PH! Authorities from both institutions have signed a partnership agreement last month to ensure that more of our Kababayans abroad will get the assistance they deserve when it comes to purchasing and/or financing used or second hand cars for them or their families in the Philippines. Applying for a pre-owned car eligible for installment via financing is never this easy.

Compass PH: Safeguarding Global Migrants

Compass PH is home wherever you are, kabayan. Through the application, you can be part of a growing community of people with whom you can share your journey and seek help and assistance from. It’s a one-stop shop for all the services our Kababayans need, like remittance, loans, car financing, tuition fee, and even grocery purchases for their loved ones back in the Philippines. But there’s definitely more in the Compass PH application that embodies compassion from and for Filipinos all over the globe. Get to know more about the Compass PH app and its different features, including the functions of their SOS button, by visiting  www.compassph.com and liking their Facebook page https://www.facebook.com/compassphapp/.

The No. 1 Pre-Owned Cars Online Marketplace in the Philippines

GoDrive is the Philippines' authority in online marketplace for matching interested and responsible buyers to quality used car units. The team offers second hand units which are being sold by dealers and private sellers, as well as repossessed units from the financing company Global Dominion Financing Inc., its mother institution. Through our platform, Filipinos are empowered to pick the best pre-owned car units at their fingertips, without the need to leave their houses. Now there's no need to sweat getting the highest quality second-hand car, and all you gotta do is #GoDrive!

Through the Compass PH app, OFWs can pick the best second hand car unit even while working abroad and connect to their families in the Philippines to proceed with the transaction here in the country until the used car unit applied for is finally released. Imagine how fast you and your finally can drive that dream ride of yours! Just look for GoDrive inside the Compass PH application.

If you’re ready to choose a used car unit now just click here.

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GoDrive Teams up with Compass PH for our Kababayans