Despite the increasing volume of cars on the road, and the number of accidents involving private vehicles, many Filipinos still desire to own a car. And why not, when it will actually help you alleviate a lot of common road or transportation challenges you face on a day-to-day basis?

Here are some of the reasons why YOU should get a car too!

Traffic Jam – The number one (1) reason! What’s worse than being stuck in traffic for hours while standing on a bus on your way to work or home. If you are a commuter from north to south or vice versa, then you know how difficult it is. There are times when it takes more than 3 terrible hours!!! Imagine if you’re sitting in your own car with sufficient ventilation and good air condition – it’s probably an okay way to get stuck – still not fun to be stuck in traffic!

The Commute Battle – Given the number of people on the road commuting via our public transportation daily, there are several physical challenges one might encounter. There’s the crowd you have to deal with, sometimes up close and too personal (imagine the inside of our trains during rush hours). Depending on the season, there’s also a chance you’ll easily get exposed to different viruses and bacteria through the people around you.

Transportation Fares – It’s already difficult to travel with the traffic and crowd, then the fare?! While taking a bus or a jeep remains to be the most affordable way to commute, there are alternative transportation channels which might cost you more than spending for your own car, if ever.

Convenient Family Vector – Most of us want to travel and have fun with our family without the hassle of public transportation commute, exposing you and your family members to pollution, potential bad weather, exhaustion, and many more. I can’t think of a better way to spend your family vacation on a trip with your own car. Don’t forget to consider the unit as a service vehicle for your kids to school.

Extra Income – Nowadays, there are so many ways to earn with the help of your car. There’s utilizing it for transport network groups, like Grab. You can also use it for carpooling and save. You can even post an ad on the body of your car and get paid monthly.

If you’re convinced that you need a drive, and you’re considering your budget on hand, please check the best second-hand car units in town, here.

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Reasons Why you need a Car in the Philippines

Are you planning to buy your Dream Car this year? Do you know what to look for in a car unit – Brand, design, number of seats, color or if it is Brand New or Pre-owned?

We definitely have our own preferences when it comes to color, design, etc. While, when it comes to choosing between Brand New and Second-hand unit, there are things that we should consider before making a decision, so you won’t regret your choice later, although brand new cars and second-hand cars both have pros and cons.

Here are some of the things we certainly think you should consider:

Time

If we are talking about the speed of purchase, buying a brand new car is fast and easy compared to buying a pre-owned car. It definitely has standard pricing and repair guarantees that help buyers in choosing and deciding fast. Meanwhile, you definitely need to search the unit you are going to buy, if it is not a new one you’re looking for. How’s the color and the condition? Is the interior and air conditioner okay? Who were the previous owners?

Price

It is clear that the price of pre-owned car units are lower than brand new car units because the value of cars depreciates over time especially if it is used. If you are going to buy a second-hand unit, you can save from 10% to 70% of the market value of the vehicle that you want. It is also not covered by the Automobile Tax Reform which imposes 2% to 4% excise tax – at least for now, but it may actually increase in the future.

Condition

Brand New Car wins if we are talking about peace of mind in terms of the condition of the vehicle. However, it doesn’t mean that Pre-owned cars are not quality. It is better that you buy Quality Pre-owned Cars in trusted car companies or dealerships.

Insurance Premium

The insurance premium of pre-owned cars are lower than that of brand new cars, in relation to the depreciating car market value. Although, the insurance rates for older vehicles are higher, depending on the actual age and its claims history.

Usage

Are you going to use the car just for your daily office transportation, or do you need the unit more for the entire family’s use? This is important because if price is considered and you need to use the vehicle for the whole family, a large second-hand unit may be a better option, compared to a brand new sedan unit, which may be of the same price.

Bottom Line

At the end of the day, you need to decide what the best option for you is, whether it’s a Brand New Car or Pre-owned Car.

If a second-hand car is what you’re looking for, look nowhere else but here.

#LoanAtYourFingertips #ServiceIsTheDifference

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Brand New Car vs. Second-hand Car

Brand New man o secondhand, ang pag-aalaga sa iyong sasakyan at pagpapanatili ng optimal condition nito ay isang napakahalagang tungkulin. Sa katunayan, maraming car owners ang nagbubuhos ng malaking halaga upang madagdagan ang kahabaan ng buhay ng kanilang sasakyan. Kung nais mong sumunod at siguraduhin na ang iyong sariling sasakyan ay nasa best condition nito, basahin ang mga sumusunod.

Pagpapalit ng Langis ng Makina / Engine Oil

Sa kabila ng maraming oil manufacturers na nagke-claim na ang kanilang produkto ay maaaring tumagal ng hanggang sa 10,000 milyang tinakbo, kailangan mo pa rin baguhin ang langis ng iyong sasakyan every now and then. Ngunit kung nais mo itong magperform sa original state nito hangga’t maaari, kailangan mong palitan ito bawat 3,000 hanggang 3,500 milyang tinakbo.

Pagpapalit ng Timing Belt

Ang timing belt ng sasakyan ay isang mahalagang bahagi ng engine nito; babagsak ang engine kapag ito ay bumagsak. At kung hindi napapanatiling mahusay, maaari nitong sirain ang iyong sasakyan at mapapagastos ka ng mas mahal. Kaya naman, ang regular at maayos na pagpapalit ng timing belt ng iyong sasakyan ay lubos na mahalaga kung gusto mo itong manatiling fully functional.

Pagsusuri ng Baterya / Battery

Ang sasakyan ay tumutulong sa iyo na i-manage ang isang wide array ng mga gawain habang nagmamaneho, mula sa pagbibigay ng power hanggang sa iyong warninglights sa pagcharge ng iyong engine. Kaya naman kailangan mo itong bigyan ng wastong pag-aalaga at pagpapanatili kung nais mo itong tumagal nang mas matagal. Ngunit bago ito umabot sa katapusan ng kanyang lifespan, kailangan mong kumuha ng mga bagong baterya upang mapanatili ang iyong kotse.

Tire Change

Suriin ang mga gulong ng iyong sasakyan upang makita kung ang tread wear indicators ay nananatili sa pagitan ng mga grooves (magtanong sa isang tire dealer o isang mekaniko kung hindi mo alam kung paano). Kung oo, ang mga gulong mo ay worn-out na, at kailangan mo na agad kumuha ng bagong set.

Pagpapalit ng Brake Pad

Ang brake pads ay patuloy na numinipis habang ginagamit mo ang iyong sasakyan ng mas matagal. Kung gusto mong mapanatili ang braking efficiency na na-enjoy mo noong bago pa ito, kailangan mong tanggalin ang mga sirang brake pads at mag-install ng mga bago.

Pagsusuri ng Emission Systems

Kailangan mong regular na suriin ang emission system ng iyong kotse kung gusto mong panatilihin ito sa tip-top condition. Since karamihan sa vehicle registration centers ay nire-require ang mga motorista na gawin ito, gayunpaman, maaari mong ipagawa ang pagsusuri sa isang resident professional para sayo.


Ang paggastos ng pera para sa kapakanan ng iyong sasakyan, mula man sa iyong sariling savings o sa pamamagitan ng pagkuha ng isang car collateral loan (sangla orcr), ay maaaring mahirap sa umpisa. Ngunit kung gusto mong panatilihin ito sa top-notch condition nito, pati na rin ang pagpapanatili ng mas mataas na halaga nito hangga’t makakaya, kailangan mong mamuhunan dito at suportahan ito sa abot ng iyong makakaya.

Humanap ng mga pre-loved car units na lubos na naalagaan, dito sa GoDrive.com.ph

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Pagpapanatiling ‘The Best’ Ang Condition Ng Iyong Kotse